PAYMENT & FINANCE

Flexible ways to pay for your furniture.

Pay securely by card, PayPal or Shop Pay, with Afterpay and Zip available for eligible purchases.

The payment options shown at checkout are the options available for your order.

PAY YOUR WAY

Clear options at checkout

01
Cards and walletsMajor cards, PayPal and Shop Pay
02
Buy Now, Pay LaterAfterpay and Zip, subject to approval
03
Showroom supportDiscuss available options with our team

PAYMENT METHODS

Choose how you pay

Payment methods can differ between online, showroom and individual orders.

CardVisa
CardMastercard
CardAmerican Express
Digital walletPayPal
Accelerated checkoutShop Pay
Buy Now, Pay LaterAfterpay
Buy Now, Pay LaterZip

Before confirming: review the payment total, provider terms and any fees displayed during checkout.

BUY NOW, PAY LATER

Spread eligible payments over time

Provider approval, limits, repayments, fees and account conditions are managed by Afterpay or Zip.

01BUY NOW, PAY LATER

Afterpay

Select Afterpay at checkout where available, then log in or follow the provider prompts.

  • Availability is subject to Afterpay approval.
  • Your spending limit and repayment schedule are set by Afterpay.
  • Review current provider terms before confirming.
02BUY NOW, PAY LATER

Zip

Select Zip at checkout where available, then log in or follow the provider prompts.

  • Availability is subject to Zip approval.
  • Your account limit and repayment options are set by Zip.
  • Fees or interest may apply under provider terms.
Check the full cost before choosing finance

Review current fees, repayment dates and eligibility requirements, and choose payments that suit your budget.

HOW IT WORKS

Four steps to checkout

01

Add to cart

Select your furniture and available configuration.

02

Go to checkout

Enter your contact, delivery and billing details.

03

Choose payment

Select one of the methods shown for your order.

04

Confirm your order

Review the details and complete payment approval.

TRUGANINA SHOWROOM

Prefer to purchase in-store?

View selected furniture and discuss available payment and delivery options with our Melbourne team.

Sovara Living showroom

Unit 168, 150 Palmers Road
Truganina VIC 3029

Open every day
10:00 am–7:00 pm

RETURNS & REFUNDS

Refunds return through the original payment method

Approved refunds are processed to the original payment method. Afterpay or Zip then updates the repayment schedule under its own process and terms. Sovara Living’s refund policy and your rights under Australian Consumer Law still apply.

Read the refund policy →

PAYMENT FAQ

Common questions

What payment methods does Sovara Living accept?

Available methods include Visa, Mastercard, American Express, PayPal, Shop Pay, Afterpay and Zip. The options shown at checkout are the options available for that order.

Can I use Afterpay or Zip for every order?

Not necessarily. Availability depends on provider approval, the transaction and your provider account.

Can Sovara Living change my finance limit?

No. Afterpay and Zip control customer limits, approvals, fees and repayment terms.

Does finance change delivery timing?

No. Normal stock, preorder and delivery conditions still apply.

How is a finance refund processed?

Once a refund is approved, it is returned through the original payment method. The provider then updates your repayment schedule under its own process.

NEED PAYMENT HELP?

Speak with the Sovara Living team

Contact us before ordering if you need help with the payment options available for your furniture purchase.